When you make your list and check it twice be sure to include gifts that promote savvy savings and spending, suggests Americana Community Bank http://www.americanafinancial.com.
“With everyone talking about money and young people eager to learn about it,” explains Allen Obernolte, Americana Community Bank President, “’tis the season to give the gift of financial education.”
Americana Community Bank suggests spreading the holiday cheer with the following money smart gifts:
• Electronic piggy banks let children watch their money grow as the bank keeps count of coins deposited.
• Fake checkbooks are great for pretend play. Children fill out the faux checks, make payments and calculate their balance as they learn about managing a checking account.
• Play cash registers bring playing store to life with interactive cash management. Transactions are rewarded with lights, sounds and voice messages and some systems include a built-in scanner, scale, coin slot and volume control.
• Money board games incorporate the concepts of earning, spending, planning ahead and the value in real estate, basic money skills kids will use for the rest of their lives.
• Pretend ATMs work just like real ATMs, complete with an electronic bill feeder and mechanisms to recognize coins. They also allow youngsters to enter a secret pin number. A fun introduction to money smarts, helping children learn as they save.
• “Rock, Brock and the Savings Shock” by Sheila Bair, chairman of the FDIC, is a story of two twin boys who, given an opportunity to make extra money, notice the difference in their money personalities.
• “Arthur’
For other holiday spending or personal finance tips, visit any one of Americana Community Bank’s five branches, or visit http://www.getsmartaboutcredit.com.
Photo:
http://www.prlog.org/



