of its Free Credit Counseling Newsletter. They have found a new one that is truly easy to use,very comprehensive and you can change any of the categories.
Before I give you the link to make the required very simple download, I would like to
say a few words about our current economic times. If you have been a long time subscriber you know that my prognostications speak for themselves, and the accuracy of my comments can be readily proven by reading some of my past posts. We are headed for even harsher times. I have no desire to be overly dramatic, however, anyone who thinks any of our leaders are capable of handling any type of global economic crises is dreaming. And, make no mistake, the crises is global. Unless Americans get back to basics, which means, living within, and even better, living below our means, times will most assuredly get harder.
Couple the economic problems with the actions of the enemies of freedom around the world and it's easy to see that we are living in unparalleled times. All this to say that if you are to survive them, and at least minimize the effect on you and your family, you need to get your own financial house in order, said Steven Ciantro, member of the National Association of Credit Counselors. If you need debt settlement, do it, if you need debt management, do it, and if you are not budgeting so that you know where all your money is going, visit: http://www.freecreditcounselingblog.typepad.com/
Use it to start tracking where your money is going and get yourself lean and mean in terms of your finances.
