Are soaps not meant to reflect life, the trials & tribulations of every day life ! The Good the bad, the love the losses of normal life?
All of the charecters who have served prison sentances return to their virtual familiy life & virtual family Has no producer thought to go beyond the "box" and show the true effects & reality of how a criminal conviction and the effects on the familiy and their home.
On return from prison once the ex offenders crooses the threshold of the family home any household cover invalidates as does any mortgage so the familiy are faced with eviction. Also examples such as Andy & kevin would have any business insurance cancelled by the insurer.
Although you, and the TV producers may not be aware IT IS THE DUTY OF ANY POLICYHOLDER TO NOTIFY THE INSURER OF ANY MATERIAL CHANGES TO THE POLICY WHICH INCLUDES CRIMINAL CONVICTIONS RECEIVED NOT JUST BY THE POLICYHOLDER BUT ALSO MEMBERS OF THE FAMILIY WHO RESIDE IN THE HOME. iF YOU READ YOUR POLICY CAREFULY YOU WILL SEE THIS NEEDS TO BE DISCLOSED WHEN IT HAPPENS RATHER THAN JUST AT RENEWAL.
In truth most people fear telling the truth as there may be stern implications as insurers tend to cancel cover. Rember also that if you fail to disclose the criminal conviction ANY & EVERY claim will be refused.
THE GOOD NEWS We can offer you a solution and reward you with affordable premiums with quality insurers when you disclose your convicts no matter how minor or major.
I can only hope that one day a soap will carry an informative after note Such as "If you or your family have been affected by incidents shown in the program IE after effects of a criminal conviction we suggest you contact" Either ourselves or one of the numerous support organisations we work with. Until that day we are glad to help real clients who are in desperate need of our help
