"Of course a bad credit history is going to be a problem when it comes to getting that home mortgage loan you want," says Larry Rogers, “The Dean” of My Mortgage PHD. "Anyone who tries to tell you otherwise is simply lying, and probably trying to sell you something!"
“The Dean” of My Mortgage PHD reminds us that the "bad credit, no problem" slogan was used freely for years by commissioned mortgage salesmen, and didn't really end up hurting the consumer... until the downturn in the housing market in 2007. THEN, thousands of Arizona (AZ) home-owners and their families suddenly found themselves stuck in homes that they simply could not afford. Retirement savings were flushed down the toilet, and many people found themselves in foreclosure and worse... homeless.
Having had a past bad credit history IS something, however, that can be overcome when choosing the right home mortgage loan package. The key is to become fully aware about all the options available to home shoppers, and then coming up with the right long-term plan that eventually leads to a home mortgage that you can afford-- and leaves little or no risk of losing your investment later.
The FHA is currently offering mortgage loan packages in Arizona (AZ), and across the country that can help qualified individuals and families with past bad credit issues overcome them, and become happy and secure home-owners.
Larry says," FIRST of all, I'm NOT here to collect your personal information... I DO NOT want your social security number! I DO NOT want your credit history! I DO NOT want your personal financial records! Let’s talk mortgages, and come up with the BEST home mortgage loan package to suit your specific needs and goals!
You make the decisions, I just help guide you through the process."
*Call me at: (877) 704-3513
*E-mail me at: GetMyPhd@yahoo.com
Just leave me your name, phone number, and e-mail... and LET’S TALK MORTGAGES!
Bad Credit Mortgage Counseling Webpage:
http://www.homemortgagesphd.com/
My Mortgage Phd Homepage:
http://www.homemortgagesphd.com/


