North Carolina Health Insurance Agency Help Consumers Take Control of Health Insurance Cost

PRLog (Press Release) – May 21, 2008 – Many North Carolina health insurance consumers would love to lower their premiums, but are frightened by the idea of higher deductibles leading to financial problems in the event of an accident or illness.  It can seem pointless to save money on premiums each month when those savings can be wiped out by one medical event.
For consumers in this situation, McLeod Insurance Agency, LLC., is pleased to offer access to Blue Cross and Blue Shield of North Carolina (R)’s BlueOptions Health Savings Account (SM)  Over three million consumers nationwide have already taken advantage of programs like this one, which couples a low-premium, high-deductible health insurance plan with a tax-free savings account.  
These health savings accounts offer insurance consumers tax deductions based on their yearly contributions to their medical savings account(up to $2900 yearly for individuals and $5800 yearly for families), tax-free investment earnings, and tax-free withdrawals for medical expenses.  BlueOptions HA’S (SM) also enable families and individuals to grow savings that can be used to cover procedures and preventive measures that are sometimes neglected by typical health insurance policies.  Two additional benefits conferred by HSAs are the liberty to choose where and whom to visit for medical procedures, and the portability of a health insurance plan that follows the insured from job to job, plan to plan, and state to state.
Consumers taking advantage of BlueOptions HSAs (SM) enjoy many of the same benefits associated with a traditional health insurance plan:  prescription coverage, child coverage, preventive care, and a nationwide network of qualified providers.  Those who choose BlueOptions (SM) have the added bonus of tax-advantaged payments and withdrawals and the relief of greatly reduced premiums (up to 50% in many cases).
BlueOptions HSAs (SM) are also available for business environments, enabling large businesses the freedom to cut costs and small businesses the potential to offer employer-paid health insurance for the first time.
To lean more visit: http://www.nchealthbenefits.com.