Free CD on Obtaining Small Business Loans

May 18, 2008 - PRLog -- Seattle, WA—According to Pat Gage, business owners need to be sure they have a good credit line in place to be sure they have access to money now, just in case need it.  One doesn’t necessarily need cash in hand, either. Having a flexible line of credit available for use as needed is just as effective.

The following are five great reasons for establishing a dependable source of money NOW, rather than when the roof is caving in:

1.   Make decisions from a position of strength. It is empowering to make a business decision knowing you have a definite pool of money to work with. It brings a degree of clarity that wishing, hoping and guessing can’t match.

2.   Stay in control. In business, almost nothing can put you into a tailspin like a significant financial squeeze. If you have to make payroll or meet an unexpected expense, you’ll have to scramble to “pull forward” anything with a dollar sign attached. Would you feel more in control if you had a pre-approved line of credit that you could tap if and when an emergency occurred?

3.    Changing market conditions. In recent months, top mortgage lenders have closed their doors or severely cut back programs for home buyers. Foreclosures are high. The current housing and mortgage environment is creating pressure on business in general. Unsecured credit is almost impossible to find. If you can find a line of credit today, don’t wait.

4.    Convenience. What could be more convenient than having a pre-approved line of credit available that you can use with the ease of writing a check? You certainly don’t want to jump through a lot of hoops every time you need to use the money. For most people, ease of use, minimal hassles, and clear step-by-step processes are worth the investment. After all, how much is your time and peace of mind worth? Find a line of credit that is easy to get and easy to use.

5.    Use Other People’s Money. Leverage is the name of the game. While you have to consider the cost of money, the leverage you gain by being able to use other people money can make the difference in creating wealth and positioning your business for success. A business line of credit can provide start-up capital, consolidate debt, fund business growth, and replace personal money used to fund business expenses.
Pat Gage, The Opportunity Creator, and a leading expert in the field of business credit has helped a number of clients target his specialty, starting, expanding, and growing their businesses through his trademarked 10 Steps to Money System. The Opportunity Creator is not only a sought after business credit coach but also a national speaker. For more information on any topic discussed, visit Gage’s site at http://www.10stepstomoney.com   this program works in all 50 states.


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