Southfield, MI—Markwei Boye is a financial consultant and CEO of Smart Financial Advisors, PLLC. He understands the many different investing plans that are out there and how to decide which one is appropriate for meeting the individual needs and goals of each of his clients. “I am committed to helping my clients achieve their financial goals for themselves, their families and their businesses, by providing them with strategies for asset accumulation, preservation and transfer,” says Markwei Boye.
Markwei Boye explains the different types of investment funds designed to provide the optimal mix of risk and potential performance, based on how many years clients have until retirement. For example, mutual funds are designed to match the investment needs of investors at a particular time of life. Most of these funds work the same way, ranging from aggressive investments in stocks for younger investors; more fixed-income securities as investors reach the home stretch of retirement saving; and the most conservative mix for shareholders who reach and go beyond their retirement date.
Markwei Boye goes on to explain the benefits of lifecycle funds which are ideal for the investors who believe they don’t understand enough to make investment decisions on their own. Fund managers do the time consuming decision making, analyzing and monitoring of the investments for them. Lifecycle funds were introduced primarily to help investors reach their retirement goals, while safeguarding the gains investors have made and providing enough growth to keep up with inflation. “One thing lifecycle funds cannot do is make people put their money away for retirement,”
Contact Markwei Boye to learn more about investing in yourself:
http://smartfinancialadvisors.com/
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