NC health insurance team at IBD Insurance Services
Raleigh, NC – While many health and dental insurance rates are increasing for 2008, IBD Insurance Services, a BCBSNC Authorized Agency with Blue Cross Blue Shield of North Carolina, announces that its dental plans will now offer more coverage at a lower premium.
“In this industry, we rarely see an increase in benefits along with a decrease in rates. BCBSNC is constantly striving for ways to give more back to their policy holders,” says Andrea Hunnicutt Grater, NC insurance agent with IBD (http://www.ibdinsurance.com).
Previously, the BCBSNC dental plans covered 80% of preventative care costs such as teeth cleanings and x-rays. With the new changes, preventative care will now be covered at a full 100%.
Additionally, basic services such as fillings and simple extractions that were previously covered at a rate of 50% by insurance will now be covered at 60%.
Instead of a price increase for the additional dental insurance benefits, premiums for BCBSNC dental insurance will decrease by several dollars.
“This change in the benefits structure is a wonderful opportunity for those who wish to improve their overall health – including their dental health – to do so affordably in 2008,” says Grater.
About IBD Insurance Services: IBD Insurance (http://www.ibdinsurance.com)
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