(Southfield, MI)…Are you wondering where you are going to get all the money for all the gifts? Do you feel overwhelmed?
Start 2 new traditions of:
1.) Giving a certain number of gifts (like half the gifts you used to give) within a predetermined budget. Then everyone in the family expects only that amount and if one gift is more expensive then the other 2 gifts are “small”. Would any one of your “receivers”
2.) Make one gift. We know of families that have the tradition of always making one gift…and it becomes very creative (and even competitive)
Christian Credit Counselors, Inc. (CCC), a non-profit, offers FREE coaching and monthly tele-classes through their MoneyHarvest Institute to tackle stressful financial conditions. These services are open to the public in 46 states…and they are easy! Call1-800-557-
“This is what I was hoping for. I’m excited about my changes. Thanks for the help.” M.B., Jackson, MI.
Christian Credit Counselors, Inc. (founded in 1990) is a national non-profit, community service organization offering FREE educational programs to the public and community groups in 46 states. They also offer individual coaching on budgeting and credit issues, empowering people to become financially free and happy. They also counsel individuals with debt management problems to consolidate debt. The Michigan office was incorporated in 1994. CCC has helped over 300,000 individuals and families with financial difficulties. Find out more at www.iBudget.org. ####


